Area Insurance Services Blog
View the latest blog posts from Area Insurance Services.
Friday, August 13, 2021After you first buy a home, the process of getting together all of your paperwork and funds is exhausting even without the need to consider home insurance. It's why many people end up choosing a policy that's based on little more than convenience and cost. They only learn more about their plan when they're forced to file a claim. READ MORE >>
Wednesday, July 7, 2021When we think about auto insurance, we tend to think about it in terms of fixed rates. Your premium may change every six months when your policy renews, but the general formula likely seems the same. It's these assumptions that lead countless drivers to pay too much for coverage. READ MORE >>
Tuesday, June 29, 2021If your business manages oil drilling sites, you probably understand the risks. Oil is expensive and potentially dangerous when mishandles. The equipment used to harvest it could also harm those responsible for its operation. Employees on your drill site therefore need to take several safety steps to keep themselves safe on the property. READ MORE >>
Friday, May 21, 2021If your business has one or more workers compensation claims, there's a chance that your premiums can go up. That's because past claims are one of two factors that determine your workers compensation insurance rates. Workers Compensation Insurance Rates Calculation READ MORE >>
Thursday, April 8, 2021If you own a condominium or co-op, you have both common and personal insurance needs. Now, you need the right coverage to meet these needs. What Protection Does It Offer? A condominium/co-op insurance policy is designed to meet your unique homeowner needs. READ MORE >>
Tuesday, March 23, 2021If you plan to take the step of buying a company car, then you will of course have to insure it with commercial auto insurance. You might even find, if you finance the vehicle, that your lender will require you to buy physical damage insurance. READ MORE >>
Tuesday, February 23, 2021 Collision and comprehensive coverages often come hand in hand within a full coverage auto insurance policy. However, these policies are not the same. Instead, they both cover damages to the vehicle caused by different incidents. Neither of these coverages are legally required, but both are highly recommended to help you carry the brunt of expenses after an accident. READ MORE >>
Tuesday, January 19, 2021 If you are registered to drive in Texas, then you are just one member of the second-largest driving population in the nation. But as a licensed Texas driver, you have an absolute obligation to follow the rules of the road. One of these rules is the requirement for you to get auto insurance, and this is not an option. READ MORE >>
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