Workers Compensation

Workers’ compensation insurance can help employees get compensation for a portion of lost income and medical care if they are unable to work due to a workplace-related injury or illness.

Each state has its own rules and systems. Area Insurance Services in Midland, TX, provides valuable insight for employers to help them stay in compliance with Texas laws. Contact us today by calling 432-570-4373 to learn more about how this vital coverage could help provide crucial financial protection for your company while supporting your employees.

What Does Workers’ Compensation Insurance Cover?

Workers’ compensation insurance may cover a number of expenses associated with work-related injury or illness, including:

·       Medical expenses

·       Death benefits

·       Missed wages

·       Rehabilitation expenses

With workers’ compensation insurance, your company may receive financial help if an employee becomes ill or is injured on the job, and your business is legally liable for their expenses.

How Much Does Workers’ Compensation Insurance Cost?

The cost of workers’ compensation insurance differs depending on a few factors:

·       Your company’s industry

·       Payroll

·       The type of work performed by the employee

·       Your company’s claims history

Does My Company Need Workers’ Compensation Insurance?

Each business has unique needs, so the best way to determine whether you should purchase workers’ compensation insurance coverage is to contact Area Insurance Services directly. Our agents are experts in workers’ compensation coverage and can help you understand your options while recommending a policy that will satisfy any existing state laws while protecting your company and your employees.