Workers Compensation

Workers’ compensation insurance is a type of policy that provides benefits to employees who suffer work-related injuries or illnesses. If you’re in Midland, Texas, contact Area Insurance Services for a workers’ compensation insurance quote.

Why Do Companies Need Workers’ Compensation Insurance?

Workers’ compensation insurance can help provide financial protection for your business and your employees and may help provide benefits to employees who suffer work-related injuries or illnesses, which can include medical care, wages from lost work time and more.

While Texas doesn’t require most companies to provide workers’ compensation insurance, your organization may need this coverage if you contract with government entities or if you subcontract for a contractor that requires it.

Workers’ Compensation Insurance Companies

There are many insurance companies that offer workers’ compensation insurance. It’s important to choose a company that understands your business and can provide a policy that fits your needs. Area Insurance Services in Midland, Texas, can help you navigate the options and find the right policy for your business.

Workers’ Compensation Cost

The cost of workers’ compensation insurance can vary based on several factors, including the following:

• Industry—Businesses in industries with a higher risk of injury may pay more for workers’ compensation insurance.
• Number of employees—More employees typically result in higher workers’ compensation insurance costs.
• Location—Workers’ compensation insurance costs can vary by state.

Contact Us

Contact Area Insurance Services in Midland, Texas, for help understanding your workers’ compensation coverage options.