General Liability Insurance
General Liability Insurance Quote Forms
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General Liability Insurance Information
Accidents can take place anywhere, even at businesses. While the majority of them can be easily dealt with, some accidents may take a lot of time and money to resolve. For small businesses, they likely do not have the finances to deal with major lawsuits.
General liability insurance helps protect your business against accidents that occur on company property. It can assist a business in carrying the burden of a lawsuit as well as other expenses related to an accident.
Area Insurance Services works with business owners across multiple industries to find and adjust general liability policies for their company. When you choose us, our agents the stress out of dealing with a large, unresponsive insurance company, while assisting you in selecting tailored, inexpensive benefits that will always be there when your business needs them. Our goal is for every client to walk out our doors with the satisfaction of receiving top tier coverage to keep them safe in all aspects of life.
Protect your business today by calling 432-570-4373 or filling out an online form for a free quote today.
Common General Liability Insurance Questions:
Everyone needs general liability insurance, that includes businesses. Accidents can happen at any place at any time, in the most unexpected ways. An unexpected lawsuitcan destroy a business that isn’t properly prepared. General Liability Insurance assists in lifting the burden that is often caused by unexpected accidents at the workplace.
General liability insurance is a type of insurance that covers lawsuits and accidents related to non-professional negligent acts.
General liability insurance covers three main areas:
Bodily Injury: This covers medical expenses as well as legal fees related to a third-party injury on the property.
Property Damage: This covers incidents of property damage that occurs out of everyday business activity.
Personal/Advertising Injury: This coverage covers personal and advertising injury such as libel, slander, copyright infringement and invasion of privacy.
Most general liability policies being around $1 million, but your business may requireyou to get higher limits, depending on the likelihood of lawsuits, size of the business and type of possible lawsuits.
General liability insurance protects both the business and victims in an accident that results in bodily injury, property damage, and personal or advertising injury. The policyholder can either pay monthly or yearly premiums for coverage. Once a claim has been filed and approved, the policyholder will then receive compensation for particular expenses related to the incident.
The price of general liability insurance may vary based on the location, size of the business, the claims history and industry, the deductible and applicable coverage limits. For a $1 million policy, businesses should expect to pay between $300 and $1,000 a year for coverage.
General liability insurance covers the business and its employees, as well as any victim of a general liability accident.