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Home > Blog > Area Insurance Services Blog Page 4
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Area Insurance Services Blog Page 4

View the latest blog posts from Area Insurance Services.

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Wednesday, January 11, 2023

Surety Bond Risk Factors

The construction sector is a very risky business. Many construction companies are vulnerable to risk factors and problems that can lead to insolvency. This is why surety bonds exist; to protect a contractor’s clients against the financial consequences of contractor default. READ MORE >>

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Wednesday, December 28, 2022

Insurance for Oil Fields

The operations of an oil field include many constant risks and hazards that could lead to catastrophic accidents. Heavy machinery, motor vehicles, flammable substances and high temperatures create a consistent potential for disaster. Even the most diligent and responsible oil field operators may be unable to avert all incidents. READ MORE >>

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Wednesday, November 9, 2022

What are Risk Management Services from Workers Compensation Insurance Plans?

Workers compensation insurance helps give you the financial protection against medical bills and lost time at work should an employee be injured on the job. However, the right business insurance provider can not only help cover those costs, but can also help to minimize the risk of injury at your workplace. READ MORE >>

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Thursday, October 6, 2022

Who Needs Professional Liability Insurance?

Most businesses share the same type of risk and thus need the same insurance. General liability, for example, concerns accidents of bodily injury and property damage that can happen at any business. Some businesses have certain specialties that require additional insurance to basic policies, however. READ MORE >>

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Monday, September 19, 2022

Commercial Auto Insurance Add-Ons You Need

You want a commercial auto insurance policy that offer you the highest level of protection during challenging situations. Your standard benefits—collision, comprehensive, liability, un/underinsured motorist, etc.—will of course be the crux of your security cushion. READ MORE >>

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Tuesday, August 9, 2022

3 Common Myths When Creating a Home Inventory

Creating a home inventory is not a simple process. Look around any given room of your home right now and chances are you will find numerous items present. Each one of those items should have some type of record that allows you to prove you own that item. Records help should you need to file a home insurance claim at some point in the future. READ MORE >>

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Tuesday, July 5, 2022

COMMON AUTO INSURANCE MISTAKES

Did You Know? An error on your auto insurance application can lead to costly consequences. Providing inaccurate information on your application can lead to increased premiums, policy cancellations or limited financial assistance in the event of an accident.   READ MORE >>

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Monday, June 20, 2022

3 Vital Insurance Options for Manufacturing Firms

The manufacturing industry is an incredibly exciting and lucrative sector in which to own a business. With so many different types of products needed throughout the world, there's a good chance your company fits into its own specific niche with great success. READ MORE >>

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Thursday, May 5, 2022

Are You Covered By Workers Compensation Insurance When Working From Home?

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home? If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>

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Monday, April 11, 2022

Three Common Misconceptions About General Liability Insurance

Every business needs commercial general liability (CGL) insurance. It’s there to protect you when your business might make mistakes that inadvertently cause harm to a third party (e.g., a customer, vendor or member of the public). Still, many business owners don’t fully understand the ins and outs of a CGL policy. READ MORE >>

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