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Home > Blog > Area Insurance Services Blog Page 5
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Area Insurance Services Blog Page 5

View the latest blog posts from Area Insurance Services.

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Wednesday, March 9, 2022

The Commercial Auto Insurance Policy Add-Ons You Need to Know About

Your commercial auto policy might be good, but is it perfect for you? When it comes to commercial auto insurance, you have a lot of options to pick from. Below, we’re covering the best policy add-ons around. Add-On One: Gap Coverage Commercial auto insurance gap coverage is one of the most important add-ons. READ MORE >>

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Friday, February 4, 2022

What Is Oilfield Insurance?

The oil and gas industry is a challenging field. Workers face daily risks and potential liabilities, including property damage and employee injuries. The proper protection can minimize risk if an accident or loss occurs because of hazardous working conditions.  Coverage Options  READ MORE >>

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Monday, January 17, 2022

Auto Insurance for Sports Cars: Can You Cut Costs?

Purchasing a sports car can be one of the best experiences of a lifetime, but it comes with a variety of added costs. Sports cars are more expensive to insure. Insurance companies tend to view them as higher risk vehicles.   Sports cars are more valuable, of course. READ MORE >>

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Friday, December 17, 2021

Understanding the Basics of Home Insurance

Home insurance transfers the risk of personal loss and liability from the homeowner to the insurance company. If you have a mortgage on your house, your lender will almost certainly require you to have the proper insurance. Even if you don't have a mortgage and own your home free-and-clear, it is still a wise decision to have your home insured. READ MORE >>

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Friday, August 13, 2021

3 Tips for Understanding Home Insurance

After you first buy a home, the process of getting together all of your paperwork and funds is exhausting even without the need to consider home insurance. It's why many people end up choosing a policy that's based on little more than convenience and cost. They only learn more about their plan when they're forced to file a claim. READ MORE >>

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Wednesday, July 7, 2021

3 Tips To Save Money On Auto Insurance

When we think about auto insurance, we tend to think about it in terms of fixed rates. Your premium may change every six months when your policy renews, but the general formula likely seems the same. It's these assumptions that lead countless drivers to pay too much for coverage. READ MORE >>

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Tuesday, June 29, 2021

Important Safety Gear for Oil Drill Sites

If your business manages oil drilling sites, you probably understand the risks. Oil is expensive and potentially dangerous when mishandles. The equipment used to harvest it could also harm those responsible for its operation. Employees on your drill site therefore need to take several safety steps to keep themselves safe on the property. READ MORE >>

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Friday, May 21, 2021

Will Your Insurance Rates Go Up After A Workers Compensation Claim?

If your business has one or more workers compensation claims, there's a chance that your premiums can go up. That's because past claims are one of two factors that determine your workers compensation insurance rates.  Workers Compensation Insurance Rates Calculation  READ MORE >>

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Thursday, April 8, 2021

Condominium Insurance

If you own a condominium or co-op, you have both common and personal insurance needs. Now, you need the right coverage to meet these needs.   What Protection Does It Offer?  A condominium/co-op insurance policy is designed to meet your unique homeowner needs. READ MORE >>

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Tuesday, March 23, 2021

Understanding Collision Coverage In Commercial Auto Insurance

If you plan to take the step of buying a company car, then you will of course have to insure it with commercial auto insurance. You might even find, if you finance the vehicle, that your lender will require you to buy physical damage insurance. READ MORE >>

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